Here is a list of rural banks in Ghana established to provide financial services to rural areas. Rural banks were first introduced in Ghana in 1976 to provide banking services to the rural populace.
Rural banks are private, unit banking institutions based in the rural areas which mobilise financial resources and control and extend credits to farmers, cottage industrialists and other rural-based economic operators in their defined area of operation.
READ ALSO: List of Government Banks In Ghana
Their functions are providing credit to small-scale farmers and businesses and supporting development projects at the rural level. These banks are locally owned and managed.
Their activities are being monitored by the clearing bank ARB Apex Bank under the regulation of the Central Bank, BOG. Bank of Ghana own stocks or shares in these rural banks. This article contains a detailed list of rural banks in Ghana registered under the regulation of Bank of Ghana.
READ ALSO: List of Collapsed Banks In Ghana
Rural banks tends traditionally service the financial needs of people living in remote areas in Ghana.Interestingly, rural banks have the highest number of financial institutions in Ghana.
Currently, there is a total number of 144 rural banks registered under BOG in Ghana.
READ ALSO: List of Commercial Banks in Ghana
List of Rural Banks In Ghana
1. Adansi Rural Bank
2. Ahafo Ano Rural Bank
3. Akrofuom Area Rural Bank
4. Amanano Rural Bank Ltd
5. Amansie West Rural Bank Ltd
6. Amantin & Kasei Rural Bank Ltd
8. Asante Akyem Rural Bank Ltd
9. Asokore Rural Bank Ltd
10. Atwima Kwanwoma Rural Bank Ltd
11. Atwima Mponua Rural Bank Ltd
12. Atwima Rural Bank Ltd
13. Bosome Freho Rural Bank Ltd
14. Bosomtwe Rural Bank Ltd
15. Ejuraman Rural Bank Ltd
16. Juaben Rural Bank Ltd
18. Kwamaman Rural Bank Ltd
19. Nsutaman Rural Bank Ltd
20. Nwabiagya Rural Bank Ltd
21. Odotobri Rural Bank Ltd
22. Offinso Rural Bank Ltd
23. Okomfo Anokye Rural Bank Ltd
24. Otuasekan Rural Bank Ltd
25. Sekyedumase Rural Bank Ltd
26. Sekyere Rural Bank Ltd
27. Yaa Asantewaa Rural Bank Ltd
28. Ahafo Community Bank Ltd
29. Asutifi Rural Bank Ltd
30. Atweaban Rural Bank Ltd
31. Baduman Rural Bank Ltd
32. Bomaa Area Rural Bank Ltd
33. Bomosadu Rural Bank Ltd
34. Capital Rural Bank Ltd
35. Derma Rural Bank Ltd
36. Drobo Community Bank Ltd
37. Fiagya Rural Bank Ltd
38. Kintampo Rural Bank Ltd
39. Nafana Rural Bank Ltd
40. Nkoranman Rural Bank Ltd
41. Nkoranza Kwabre Rural Bank Ltd
42. Nkrankwanta Area Rural Bank Ltd
43. Nsoatreman Rural Bank Ltd
44. Suma Rural Bank Ltd
45. Wamfie Rural Bank Ltd
46. Yapra Rural Bank Ltd
47. Agona Rural Bank Ltd
48. Akatakyiman Rural Bank Ltd
49. Akoti Rural Bank Ltd
50. Akyem Mansa Rural Bank Ltd
51. Assinman Rural Bank Ltd
52. Awutu Emasa Rural Bank Ltd
53. Bawjiase Area Rural Bank Ltd
54. Brakwa Breman Rural Bank Ltd
55. Denkyira Rural Bank Ltd
56. Eastern Gomoa Assin Rural Bank Ltd
57. Ekumfiman Rural Bank Ltd
58. Enyan Denkyira Rural Bank Ltd
59. Gomoa Community Bank
60. Kakum Rural Bank Ltd
61. Mfantseman Community Bank Ltd
62. Microfin Rural Bank Ltd
63. Nyakrom Rural Bank Ltd
64. Nyankumasi Ahenkro Ltd
65. Odumpong Kpehe Rural Bank Ltd
66. Twifo Rural Bank Ltd
67. Union Rural Bank Ltd
68. Adonten Community Bank Ltd
69. Afram Rural Bank Ltd
70. Akim Bosome Rural Bank Ltd
71. Akuapem Rural Bank Ltd
72. Akyempem Mansa Rural Bank Ltd
73. Anum Rural Bank Ltd
74. Asuo Pra Rural Bank Ltd C
75. Asuogyaman Rural Bank Ltd
76. Atiwa Rural Bank Ltd
77. Citizens Rural Bank Ltd
78. Dumpong Rural Bank Ltd
79. Kwaebibirem Rural Bank Ltd
80. Kwahu Praso Rural Bank Ltd
81. Kwahu Rural Bank Ltd
82. Manya Krobo Rural Bank Ltd
83. Mponua Rural Bank Ltd
84. Mumuadu Rural Bank Ltd
85. Odwen Anoma Rural Bank Ltd
86. South Akim Rural Bank Ltd
87. South Birim Rural Bank Ltd
88. Upper Manya Kro Rural Bank Ltd
89. Abokobi Area Rural Bank Ltd
90. Ada Rural Bank Ltd
91. Dangme Rural Bank Ltd
92. Ga Rural Bank Ltd
93. La Community Bank Ltd
94. Oyibi Area Rural Bank Ltd
95. Shai Rural Bank Ltd
96. Bangmarigu Rural Bank Ltd
97. Bonzali Rural Bank
98. Borimanga Rural Bank
99. Buuwulonso One Stop Rural Bank
100. Tisungtaaba Community Bank
101. Tizaa Rural Bank
102. Zabzugu Rural Bank
103. Bessfa Rural Bank
104. Bongo Rural Bank C
105. Builsa Rural Bank
106. Naara Rural Bank
107. Toende Rural Bank Ltd
108. Lawra Rural Bank
109. Nandom Rural Bank
110. Sisala Rural Bank
111. Sonzele Rural Bank
112. Agave Rural Bank C
113. Anlo Rural Bank
114. Asubonten Rural Bank
115. Avenor Rural Bank
116. Butawu Rural Bank
117. Gbi Rural Bank
118. Kpassa Rural Bank
119. Mepe Rural Bank
120. North Tongu Rural Bank
121. North Volta Rural Bank
122. Unity Rural Bank C
123. Weto Rural Bank
124. Ahantaman Rural Bank
125. Amenfiman Rural Bank
126. Ankobra West Rural Bank
127. Asawinso Rural Bank
128. Bia-Torya Community Bank
129. Fiaseman Rural Bank
130. Jomoro Rural Bank
131. Lower Pra Rural Bank
132. Nzemale Manle Rural Bank
133. Sefwiman Rural Bank
134. Upper Amenfi Rural Bank
135. Western Rural Bank
136. Wenchi Rural Bank Limited
137. Suhum Rural Bank Limited
138. Tepaman Rural Bank Limited.
139. Nzema Manle Rural Bank Ltd
140. Lower Amenfi Rural Bank Limited
141. Nafana Rural Bank Limited
142. Kaakye Rural Bank Limited
143. Kaaseman Rural Bank Limited
144. Kakum Rural Bank Limited